Many scholarship opportunities are available to both undergraduate and graduate students. Because they don’t need to be paid back, scholarships are an especially good option for graduate school students who don’t necessarily want to add to any student loan debt accrued while pursuing a bachelor’s degree. Master’s program scholarships are somewhat less common than scholarships for bachelor’s and associate’s degrees, but they do exist.

If you’re already employed, investigate whether your employer offers any incentives for pursuing a graduate degree, such as tuition reimbursement. You’ll probably need to commit to staying with that employer for some time after you’ve finished graduate school, but it can be a good deal, especially with employers who offer 100% tuition reimbursement.

When looking for a graduate school scholarship, take into account scholarship sources available to undergraduates, such as essay competitions, merit-based awards, and student- and career-specific scholarships. Career-specific scholarships for graduate students are especially prevalent in fields such as nursing and teaching. If you’re interested in a high-demand industry, look beyond your college for graduate school funding opportunities.

Master’s candidates can also look into the scholarship offerings that professional organizations and sponsorship opportunities may provide. For example, if you belonged to a fraternity or sorority in college, look into scholarships offered by the North American Interfraternal Foundation to supplement your graduate school financial aid package.

Keep reading: Understanding Graduate School Grants, Fellowships and Assistantships